Who do you think first to punish?

Corrupt Politicians or Looter Businessman..

Chandi Raj Dhakal alone has a loan of Rs 450 million in Bangladesh Bank...if you add his unpaid loans to all the banks in Nepal,those money will be sufficient for couple of district's year budget..
If you add unpaid loan of all top class businessmen in Nepal,you come up with 6 month's budget of whole Country

Isn't it time to punish those crooks businessmen?

Note: I am not justifying corruption of Politician,,People will punish them...

Who should punish them, the public who could barely do anything or the corrupt politician themselves? No one can stop this because the corruption is so rooted in our society it will take lot more then just few people wanting it to end.

Also which people would punish them, the same youths who sell their property, among other things to leave the country as a cheap source of labor, and also pay the money to the corruption official so they can get out of the country. I think not.

They got into contract with each one of the financial instutions so let them worry about it.... hami tauko kina dukhaoone!!! I am sure the Banks can probably write it off as BAD DEBT EXPENSE ... how do you know that some of these banks aren't part of these unearthly loans to these uncouth business men!! LET THEM DEAL WITH EACH OTHER ... We general public has enough problems to dela with without interfering in the PRIVATE business transactions between two or more privately owned enterprises!!

Yep!!

lal apri,Nation's economy is backbone for development..and I am not raising issue here about personal loan...PVT or GVT bank whatever it is,those money you are talking to write off as bad debt expense is people's money...

As you said,we have enough problems to deal with...most of your enough problems are output of problem created by these crooks(Businessmen)

Wow Shit's gettin personal here. he he !!
Tris he he DID HE TAKE YOUR $$ TOO ? he he
If there is a problem then it should be between him and the Bank. don't you think ? ITS NOT YOUR PROBLEM. AND YOU SHOULD LEARN TO MIND YOUR OWN BUSINESS. THERE IS AN ANTI CORRUTION DEPT IN NEPALI GOVERNMENT.

BathroomCoffee ...I hope you know who is Chandi Raj Dhakal?He is President of Nepal Industrial and Commercial Association...And if you guys think this is personal issue...I am sorry...I give up raising issues...

My bad

No ... the problems arise from those corrupt public service workesr including politicians who fail to regulate businesses as they should.

BathroomCoffee ,I thougt for a while if I was raising personal issue here...but could not agree upon your logic ...Please let me understand why do you think this issue as personal...Please try to answers the following questions:

1) If somebody takes money from bank in Nepal with no intention to pay and misuse that money,Is that the issue of banker and so called industrialist only?(How about devaluation of shares of public because of those worst loan)
2) Don't you think that bank's bad loan has any effect in people's deposit?

Those money are people's money...

Just my personal opinon but I think we gotta deal with corruption first. Right now the Govt officials all have, what I like to call, an altered Nepali Buddhi, which basically you can see in your own samaj, one of greed and jealously. For ex: if phalana ko chora gets a good job, the samaj, instead of being happy for him, wishes to see him fail and be devastated cuz they dont have that privilege. They say good things in ure face but deep down inside you know it they hate you. WTF is the purpose of such a samaj? Govt officials' corruption lies in this very basic samajhic trait. They dont want anyone else be better off than them so theres a "khutta pulling" competetion going on. Why so much mistrust? cuz one govt official knows for sure that the other one will definitely not do what he has been preaching.
As for the bizness and politics affair, it has always been like that in every democracy. Democracy is just a cover for elite biznessmen to bend the laws in their favor. in this way, communism sounds like utopia for village people.
The way I see it, we need a despotic dictator who will work towards the benefit of the nation. But who to trust. Def not gp. Someone so noble to the cause of upliftment that he be willing and able to punish those destroying it. We need a savior. A true leader.

Bank of Bangla is Nepali people's money ? Hmmm... did not know that.
If it was Nepal Rastra Bank(nepli govt's treasury) then its one thing. But if its against someone like INDO-SUEZ, Barkleys etc etc then its between the Bank and the Individual. And if he forfeits in the loan then whatever he put in colateral will be gone. But if nothing happened then its the Banks problem to retrieve the money not ours.

I agree, Banks wont just give any Shyam, Anup or Hamal ji loans for 450 mil. They need to show their credit-worthiness, in case of not being able to pay back, as Coffee says, lose their Collateral. But if some dickhead corrupted SOB high in the office permitted the loan to another corrupted bitch, both should be shot dead in Basantapur and made examples of.

Bathroom Coffeeji,Please read it...And I believe you are all aware of public shares in Pvt Bank too...


राष्ट्र बैंकको कारबाहीअगावै अदालतको हस्तक्षेप



विजय घिमिरे/बालकृष्ण बस्नेत


काठमाडौं, कार्तिक २२ - खराब ऋण प्रवाह र अनियमितता आरोपमा बंगलादेश बैंकका सञ्चालकमाथि राष्ट्र्र बैंकले गर्न लागेको कारबाहीलाई अदालतले बुधबार हस्तक्षेप गरेको छ । राष्ट्र बैंकले 'संकटग्रस्त' घोषणा गरी उक्त बैंक व्यवस्थापनलाई निलम्बन गर्ने
तयारी गरेपछि पुनरावेदन अदालत पाटनले अन्तरिम आदेश जारी गरी रोकेको हो ।

बैंक यथास्थितिमा सञ्चालन गर्दा सर्वसाधारण निक्ष्ाेपकर्ताको १३ अर्ब रुपैयाँ जोखिममा पर्ने निष्कर्षसहित राष्ट्र बैंकले कारबाही गर्न लागेको थियो । संकटग्रस्त बैंक घोषणा गरी व्यवस्थापन हस्तक्षेप गर्ने प्रस्तावलाई गभर्नरले सोमबार स्वीकृत गरेका थिए । कारबाहीको प्रस्ताव बुधबार सञ्चालक समितिमा लैजाने सूचीमा राखिएको थियो ।

निर्णयपूर्व न्यायाधीश केशवप्रसाद मैनालीको इजलासले रोक्ने आदेश जारी गरेको हो । राष्ट्र बैंकका वरिष्ठ अधिकारीले सञ्चालक समितिमा जाने गोप्य प्रस्ताव चुहाएपछि बैंकको सञ्चालक पक्ष्ा अदालतमा गएको

थियो । 'लिखित जवाफ परेपछि पुनःविचार हुनसक्ने गरी हाल निवेदक बैंकले साविकबमोजिम गरी आएको कामकारबाही वा बैंक कारोबार यथावत् रूपले सञ्चालन गर्न रोक नलगाउनु,' मैनालीको इजलासबाट जारी आदेशमा भनिएको छ ।

बैंकको सञ्चालक समिति र व्यवस्थापनले साधनस्रोतलाई अनियमित रूपबाट प्रत्यक्ष, अप्रत्यक्ष्ा ढंगले एनबी गु्रपको हितमा प्रयोग गरी पैसा राख्ने सर्वसाधारण, सेयरधनी एवं बैंकलाई प्रत्यक्ष अहित गर्ने काम गरेेको राष्ट्र बैंकको निष्कर्ष छ । एनबी ग्रुप उक्त बैंकको एक मुख्य लगानीकर्ता हो । उसकै व्यवस्थापनमा बैंक सञ्चालन भइरहेको छ ।

अदालतले राष्ट्र बैंकसहित विपक्षीका नाममा लिखित जवाफ मगाउँदै बैंकिङ कारोबार यथावत् रूपमा सञ्चालनका लागि रोक नलगाउन भनेको छ । अदालतले कानुन प्रतिकूल पर्ने गरी हस्तक्ष्ाेप नगर्न पनि आदेश दिएको छ ।

राष्ट्र बैंकले दिएको निर्देशनहरूको पालना गर्दै आएको र बैंक तथा वित्तीय संस्थासम्बन्धी अध्यादेश, २०६२ निष्त्रिmय भइसकेको अवस्थामा सफाइको मौकासमेत नदिई एकतर्फी हस्तक्षेप हुन लागेको दाबी निवेदक बैंकको थियो । निजी क्ष्ाेत्रको उक्त बैैंकका सञ्चालक र निकट र्फमले करोडांै रुपैयाँ नियमविपरीत लिएको राष्ट्र बैंकको अध्ययनले देखाएको थियो । राष्ट्र बैंकले उक्त बैंकलाई पटक-पटक सुधारका लागि निर्देशन दिएको थियो ।

गत आर्थिक वर्षमा बैंकको मुख्य लगानीकर्ता एनबी ग्रुपबाट ४९ करोड २२ लाख ऋण उठाउन निर्देशन दिइएको थियो । तर जम्मा ११ लाख मात्र साँवा असुल भएको राष्ट्र बैंकको प्रतिवेदनमा छ । राष्ट्र बैंकले कारबाहीका लागि तयार गरेको प्रतिवेदनमा एनबी समूहसँग सम्बद्ध पार्टीलाई १ अर्ब ५० करोड २७ लाख कर्जा प्रवाह गरिएको उल्लेख छ । 'रकम उठाउने सवालमा विद्यमान सञ्चालक समिति र बैंक व्यवस्थापनले जिम्मेवारी निर्वाह गर्न सकेको देखिँदैन,' प्रतिवेदनमा भनिएको छ । उक्त बैंकबाट राष्ट्र बैंकका ११ महिनाअघि अवकाश पाएका डेपुटी गभर्नर लेखनाथ भुसालले समेत कानुनविपरीत मासिक २० हजार लिने गरी सल्लाहकार बसेको प्रतिवेदनमा छ ।

बैंकले प्रवाह गरेको चारवटा ऋणीको स्थलगत निरीक्षण गर्दा चारैवटाको कर्जा दुरुपयोग भएको अवस्था स्पष्ट देखिएको प्रतिवेदनले खुलाएको छ । एनबी बाज्ञा हस्पिटलमा १७ करोड ६१ लाख कर्जा गएको तर हालसम्मको निर्माण अढाई करोड मात्र रहेको जनाइएको छ । कर्जा परियोजनाका लागि प्रयोग नभई दुरुपयोग भएको प्रतिवेदनमा उल्लेख छ । कारोबार नै नगर्ने र्फमलाई समेत ५ करोड ९९ लाख कर्जा प्रवाह गरिएको छ ।

राष्ट्र बैंकले बंगलादेश बैंकलाई ५० लाखभन्दा बढीको कर्जा लिँदा स्वीकृत लिनुपर्ने निर्देशन दिएको थियो । '५० लाखभन्दा बढी रकमको ऋण सुविधा उपभोग गराउन राष्ट्र बैंकको सहमति लिनुपर्ने प्रतिबद्धता तथा निर्देशनलाई छल्ने गरी प्रशस्त कामकारबाहीहरू भएका देखिएका छन्,' प्रतिवेदनमा भनिएको छ ।

उक्त बैंकको पुँजीकोष पर्याप्त नरहेको, चुक्ता पुँजीसमेत क्षय भइरहेको, कर्जा गुणस्तर घटदै गएको, कर्जा निक्ष्ाेप अनुपात सन्तोषजनक नरहेको, तरलता न्यूनस्तरमा रहेको तथा आर्जन क्ष्ामता कमजोर रहेको हुँदा समस्याग्रस्त बैंक घोषणा गर्नुपरेको गर्भनरले स्वीकृत गरेको प्रतिवेदनमा छ