[VIEWED 8116
TIMES]
|
SAVE! for ease of future access.
|
|
|
instagram
Please log in to subscribe to instagram's postings.
Posted on 05-22-13 9:53
AM
Reply
[Subscribe]
|
Login in to Rate this Post:
0
?
|
|
Hey guys,
I got ticket last year for minor traffic violation. I went court but nothing happened.
My Insurance company Geico increase 50 bucks per month (from 200 t0 250; full covarage) !!!!
I am looking for other better option.
any suggestion will be highly appreciated.
|
|
|
|
sherlock
Please log in to subscribe to sherlock's postings.
Posted on 05-22-13 11:52
AM [Snapshot: 58]
Reply
[Subscribe]
|
Login in to Rate this Post:
0
?
|
|
The quotes seem to vary from company to company. For Eg: I saved a lot of money when I switched from Statefarm to Geico while a buddy of mine saw a significant decrease in his premium after switching to Statefarm from Geico. If you really want 'cheap' insurance, try finding a local insurance company whose coverage is limited to a certain area (like the city you live in).
By the way, 200 is too high for full coverage, let alone 250. Didn't consider insurance premium before buying 7-series, huh?
|
|
|
Sparty
Please log in to subscribe to Sparty's postings.
Posted on 05-22-13 12:55
PM [Snapshot: 93]
Reply
[Subscribe]
|
Login in to Rate this Post:
0
?
|
|
It depends on where you are, but still 200 bucks is too high. Are you a new driver? or do you have previous tickets or accidents? For full coverage, the max I paid was 95 per month as a New driver and that was in Michigan which has no fault insurance. As riddle said, switching might decrease your premium. I also saved a bit each by switching back and forth.
|
|
|
instagram
Please log in to subscribe to instagram's postings.
Posted on 05-22-13 2:45
PM [Snapshot: 141]
Reply
[Subscribe]
|
Login in to Rate this Post:
0
?
|
|
I am in ny , got several tickets in 5 years (like 6-7) and one accident too. Thats why my insurance is high (200). But 250 is beyond limit.
|
|
|
Sparty
Please log in to subscribe to Sparty's postings.
Posted on 05-22-13 4:23
PM [Snapshot: 193]
Reply
[Subscribe]
|
Login in to Rate this Post:
0
?
|
|
The best thing is to shop around for insurance. One of my friends had two accidents and one ticket and his insurance skyroketted. He called several insurance companies for quotes, increased his deductible to 1000, then finally he was able to reduce it significantly, (although it was still high). Try calling the insurance companies.
If you are unable to get the rates down, the only choice left is to let the tickets expire. The tickets expire after 2 years, so once they expire your rate will go down.
|
|
|
sherlock
Please log in to subscribe to sherlock's postings.
Posted on 05-22-13 4:32
PM [Snapshot: 197]
Reply
[Subscribe]
|
Login in to Rate this Post:
0
?
|
|
Tickets expiring after 2 years is unheard of but I might be wrong. Tickets don't expire for 5 years. At least they didn't when I was in Minnesota, prompting me to cough up a hefty sum for several years.
But yeah, just shop around.
|
|
|
Sparty
Please log in to subscribe to Sparty's postings.
Posted on 05-22-13 5:05
PM [Snapshot: 227]
Reply
[Subscribe]
|
Login in to Rate this Post:
0
?
|
|
In Michigan it did in 2 years and I have heard that it expires in 3 years in KY.
|
|
|
sherlock
Please log in to subscribe to sherlock's postings.
Posted on 05-22-13 5:08
PM [Snapshot: 233]
Reply
[Subscribe]
|
Login in to Rate this Post:
0
?
|
|
Ah. Always wondered if it varied from state to state. good to know.
|
|
|
no_more_crush
Please log in to subscribe to no_more_crush's postings.
Posted on 05-22-13 5:19
PM [Snapshot: 237]
Reply
[Subscribe]
|
Login in to Rate this Post:
0
?
|
|
|
|
|
biwash prawashi
Please log in to subscribe to biwash prawashi's postings.
Posted on 05-22-13 5:30
PM [Snapshot: 246]
Reply
[Subscribe]
|
Login in to Rate this Post:
0
?
|
|
try progressive, esurance, AAA
|
|
|
instagram
Please log in to subscribe to instagram's postings.
Posted on 05-22-13 7:00
PM [Snapshot: 286]
Reply
[Subscribe]
|
Login in to Rate this Post:
0
?
|
|
@Sparty give me some name if u can man. I am filing all insurance I get online. I talked to state farm and they gave me more higher.
|
|
|
Sparty
Please log in to subscribe to Sparty's postings.
Posted on 05-22-13 7:36
PM [Snapshot: 315]
Reply
[Subscribe]
|
Login in to Rate this Post:
0
?
|
|
|
|
|
Gorikopoi
Please log in to subscribe to Gorikopoi's postings.
Posted on 05-22-13 9:46
PM [Snapshot: 355]
Reply
[Subscribe]
|
Login in to Rate this Post:
0
?
|
|
Get a quote on essurance. It happened to me too, this nepali son of bitch wrecked my car n geico increased mine too. I tried to get quote from other companies n they will give u the same darn price. But u r paying too much, i guess u r rookie n under 25.
|
|
|
MN_Nepali
Please log in to subscribe to MN_Nepali's postings.
Posted on 05-23-13 12:05
PM [Snapshot: 469]
Reply
[Subscribe]
|
Login in to Rate this Post:
0
?
|
|
|
|
|
Sexy In Sari
Please log in to subscribe to Sexy In Sari's postings.
Posted on 05-23-13 12:13
PM [Snapshot: 468]
Reply
[Subscribe]
|
Login in to Rate this Post:
1
?
Liked by
|
|
Of course, accumilation of violation POINTS on your driver license is one of the factors to see your insurance rate go high.
There is only one option left for you to have lower rate is to change the zipcode of your residents. Zipcode play huge factor in deciding to lower the insurance rate for insurance companies.
For example in Maryland
A five year experience driver with 2 points pays $180/monthly around Baltimore city.
And now he moves to Howard county, which is less than 20 mins away, nice rich neighbors, the insurance went down to $105.
Geico said they evaluate according to zoning of zip code, that means more black and cheap area, more vandalism , more risk for insurance company.
Good luck!!!
|
|
|
Sparty
Please log in to subscribe to Sparty's postings.
Posted on 05-23-13 1:24
PM [Snapshot: 515]
Reply
[Subscribe]
|
Login in to Rate this Post:
0
?
|
|
That's true, changing zip codes also changes your premium.
|
|
|
sherlock
Please log in to subscribe to sherlock's postings.
Posted on 05-23-13 1:57
PM [Snapshot: 510]
Reply
[Subscribe]
|
Login in to Rate this Post:
0
?
|
|
Sexy in Sari in a 'sensible post of the year' shocker. Who'd have possibly imagined you were capable of doing so?
And yes, your zipcode/location also plays a huge factor. http://www.cnbc.com/id/100564898
|
|
|
bittertruth
Please log in to subscribe to bittertruth's postings.
Posted on 05-23-13 2:27
PM [Snapshot: 545]
Reply
[Subscribe]
|
Login in to Rate this Post:
0
?
|
|
State farm is ridiculous. AAA is better in my opinion. I would call them or visit nearest location
|
|
|
instagram
Please log in to subscribe to instagram's postings.
Posted on 05-23-13 5:36
PM [Snapshot: 610]
Reply
[Subscribe]
|
Login in to Rate this Post:
0
?
|
|
Thanks guys , i live in busy area of NYC (of course in Queens but near by Manhattan) thats why it might be high. one company offer me 230. I have 2 more days to haunt. lets see.
|
|
|
moss
Please log in to subscribe to moss's postings.
Posted on 05-23-13 6:19
PM [Snapshot: 624]
Reply
[Subscribe]
|
Login in to Rate this Post:
0
?
|
|
Try Farmers, National, Costco and AIG. When you add renter's insurance with it, the rate goes a little cheaper...
|
|