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 Maternity insurance: Help..

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Posted on 05-09-06 5:42 PM     Reply [Subscribe]
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Hi guys,

I need help to find the right maternity insurance for my expecting wife.
Is there any student whos spouse gave a birth, please help me regarding the insurance and other expenses I may have.

Status wise, I am in OPT for one year, and she is F-2. Currenty she doesnt have any insurance.

Any help is very useful
 
Posted on 05-10-06 12:25 PM     Reply [Subscribe]
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Jivan Yatri,

Try to contact your county health department. Most of the states provide free materinity services for those with low income. If your income is over their low income level, then you need to think of something else. Also as many people suggested, WIC (Woman Infant Care) is a good help too, besides that every county has some slidding plan for non-resident aliens. For the WIC, all you need to show is your last pay check stuff.
Good-Luck and congratulations!!!!
 
Posted on 05-10-06 12:28 PM     Reply [Subscribe]
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hey jivan...DHS will process the bills after the baby is born for international people....so don't worry..just go there and fill up the form for your baby..after the baby is born then the bills for your wife and baby will go through..they will cover delivery,hospital everything...just fill up the form for your baby...
 
Posted on 05-10-06 12:39 PM     Reply [Subscribe]
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OK, I take the swipe back, Jivan Yatri. I jsut meant to poke some fun at your cost.

Here is what you need to do then. I helped a DV winner last year the same way.

Find a family health center (FHS) or community health center for regular check up of your wife before she gets the medicaid or something like that. Those centers charge you a sliding fee based on your income. If your income is really low, you will have to pay $12.00 per visit (which is no more than most insurance co-pays, see the good fortune of having low income!). They will also run some tests for free or at significantly low cost. Plus, buy medicines--if need be--at their own or their recommended place and it will be dirt cheap. For the delivery and all the rest, community or public university hospitals will be the best place. They will charge DHS or arrange from charities to cover the bills--again if you have low income with no insurance. Never go to private hospitals, they will charge you fully and send you to collection agency if you don't pay. That way, you can have your baby easily. Plus once the baby is born, s/he will get medicaid if you still have no good income.
Let me know if you have any problems.
Best of luck.
Uhi, lonely1
 
Posted on 05-10-06 12:49 PM     Reply [Subscribe]
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Introduction
Title XIX of the Social Security Act is the legal basis for the Medicaid program. The Texas Department of Health and Human Services (HHSC) administers several programs which provide medical care for:

-children who are not eligible for TANF because of income and/or because they do not meet the TANF definition of deprived children.
-pregnant women who are not eligible for TANF because of income and/or because they do not have TANF-eligible children.
-caretakers, second parents and children who are financially eligible for TANF.
-undocumented aliens, nonimmigrants, and some legal permanent residents who meet ---------------------------------------------------------------------------------------------------------
alll TANF and TANF-related Medicaid eligibility requirements except citizenship.
------------------------------------------------------------------------------------------------
-youth aging out of foster care.
-women with breast or cervical cancer screened and diagnosed by the Breast and Cervical Cancer Control program.
-Persons eligible for these programs receive the same Medicaid benefits as TANF recipients.

Exception: Coverage for undocumented aliens, nonimmigrants, and some legal permanent residents is restricted to emergency medical conditions.

Check this link.
http://www.hhsc.state.tx.us/programs/TexasWorks/medicalprograms.html.

She can go to health centers for prenatal check up and when the time comes for delivering the baby she can go to the hospital.
 
Posted on 05-15-06 3:46 PM     Reply [Subscribe]
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Hi everybody,
Here is the situation!
1.There is no way I am able to find a medicaid for her without SSN (In TX). I dont know how Icanfly got it. Hey, Icanfly did your wife got the medicaid for prenatal services also or just a delivary. If possible can you provide me contacts or more information.
2. I recieved WIC assitance, but it basically a food stamps, but it will be helpful.
3.Everybody mentioned to go to county hospital and clinics........I know I can go there for general check up for ~$20, but most of the cases they do Sonogram and other stuff and bill goes to hundreds.......
In county hospitals for reduced rate services, they need a gold card, and one of the eligibility for it is to show the emigration status. For F-2, they wont give the gold card, because F2, according to the law cannot get any goverment funded help.
So please can any body tell me if somebody got help or medicaid for PRENATAL and delivary without having SSN? If yes, please provied me the contact.
 
Posted on 05-15-06 4:13 PM     Reply [Subscribe]
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Where in Texas are you? I do not know if the rule has changed recently but I know of friends on F2 visa who got medicaid for prenatal and delivery. Did you go to one of those sattelite clinics?
 
Posted on 05-15-06 4:17 PM     Reply [Subscribe]
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Look up on the internet for "Maternal Health and Family Planning clinic"
Most of these clinics are designed for low income women in the county.
 
Posted on 05-15-06 4:21 PM     Reply [Subscribe]
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I am not sure about the rules in Texas. Still give me your email add. I will send you the details which a lots of people I know have done.
dont worry, there will be a way out.
 
Posted on 05-15-06 4:29 PM     Reply [Subscribe]
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Hey jivan ...don't worry....just post your email add and i will email you...
 
Posted on 05-15-06 4:34 PM     Reply [Subscribe]
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Hi,

I am in Houston, currently, and my email is krishna_infinity@yahoo.com

Thanks a lot guys....
 



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